Taking control of your finances and conquering your bad spending habits might seem overwhelming, but managing your money doesn’t need to be complicated. Trust me, I used to practically throw my money at anything and everything that caught my eye and I was the definition of living paycheque to paycheque. Now, I have complete control of my finances. So can you! All you have to do is take some small steps to change your mindset and your habits. And the first of those steps is learning how to set a budget…and actually stick to it.